Corporate Clients

Most companies understand the need to protect their physical assets such as insuring premiums or stock. But an increasing number also understand the need to look after their most important asset - their people.

Many small and medium sized businesses rely on certain key people and also appreciate the implications of recruitment and retention of staff. Replacing staff is a costly and time consuming exercise whereas a stable workforce makes for a stable company.

In terms of financial planning for businesses we advise macro, small and medium sized businesses on employee benefit areas such as staff pensions, death in service and flexible benefit arrangements. We understand that it is important to reward staff with a level of added or flexible benefits that encourages loyalty and engagement, whilst remaining cost-effective for you as an employer.

As a small company or partnership it is also important that you are protected against the loss of key individuals or fellow directors and we can look at a range of solutions to cover for the loss or critical illness of key personnel or director/shareholders.