Pension Review
To most, planning for retirement is the single most important area of financial planning they will ever do. Unfortunately this usually comprises of receiving the annual pension statement from their pension provider and almost immediately filing it away without ever really understanding what it is say or how ultimately it will affect their future.
At Beckford James we understand this and work alongside our clients to help them both initially, and on an ongoing basis, to work towards the retirement they want.
We believe it is never too early to target what you need for retirement. Undoubtedly this (Targetted Retirement Benefits) figure will change over time but by the use of our state of the art modelling tools, we can keep you on track, even with your potential changes to your income, personal aspirations or the financial environment.
To start with we provide a free pension review:
- If you haven't started any pension planning as yet, well will help you understand how to begin.
- If you have:
- Firstly we will obtain details of your current pension providers and get your written permission to approach them for information on your behalf.
- We collate the current information from all your pension providers.
- We then have an in depth discussion with you to begin to clarify your future financial needs and crucially your attitude to financial risk.
- We then overlay this information on top of your current pension provision to provide us with an understanding of what you could currently expect in retirement.
- We then report back to you to discuss our findings.
If you would like to benefit from this review please either contact us on 01225 904800 or complete the letter of authority and return it to us by post to: 1 Queen Square, Bath, BA1 2HA or email it to info@beckfordjames.com
(Please note we need one completed letter per pension scheme you wish to be reviewed)